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	<title>cuppakopi.com &#187; Unscrupulous Financial Advisers</title>
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		<title>Churning: what your financial adviser is really doing to your hard-earned savings</title>
		<link>http://cuppakopi.com/unscrupulous-financial-advisers/churning-what-your-financial-adviser-is-really-doing-to-your-hard-earned-savings/</link>
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		<pubDate>Sat, 26 Dec 2009 04:26:01 +0000</pubDate>
		<dc:creator>Roddy</dc:creator>
				<category><![CDATA[Unscrupulous Financial Advisers]]></category>
		<category><![CDATA[churning]]></category>
		<category><![CDATA[CPF]]></category>

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		<description><![CDATA[This morning i woke up to yet more news involving some slimy financial advisers: The Central Provident Fund (CPF) Board in Singapore had sent warning letters to 35 financial advisers for &#8220;churning&#8221;. Before i explain &#8220;churning&#8221;, a little background explanation is necessary for my non-Singaporean readers. The CPF is a compulsory savings plan similar to [...]]]></description>
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